Travel insurance – also sometimes referred to as ’holiday insurance’ – is an essential requirement for anyone looking to take a trip abroad. However, there are a number of different types of travel insurance available, such as single trip, family travel and annual travel, which are designed to cater specifically for the kind of trip you are taking.

However despite the variety of specialist insurance policies available from companies such as Endsleigh, many travellers still choose to opt for ‘add-on’ insurance provided by their travel agent. This may seem like a preferable option in terms of simplicity, but it makes considerably less sense in every other way. Firstly this form of travel insurance is generally more expensive overall, with research undertaken by comparison site Insure4me indicating that the comprehensive travel cover provided by travel agencies was consistently more expensive than that provided by insurance companies. Furthermore, the same research demonstrated that this option was also considerably less extensive in the level of protection it offered.

Therefore it is better to secure travel insurance from a reputable insurance company. In terms of finding the best deal for your requirements it is advisable to visit the actual company websites – such as http://endsleigh.co.uk – in order to find out more about the cover provided by the different types of travel insurance. This will also provide you with information about any extras the companies provide – such as the Scheduled Airline Failure Insurance provided by Endsleigh, which protects the policyholder in the event of the airline they are scheduled to fly with going bust. While a number of airlines such as Zoom and Silverjet have collapsed due to the recession, this type of extra is still only provided by a minority of firms.

Another option is to visit one of the price comparison sites available online, in order to compare the available travel insurance options.